Terms and Conditions

Effective Date: January 5th, 2026

These Terms and Conditions (“Terms”) govern your use of the website and software products provided by Virtual Holding Resources LLC (“Virtual Holding Resources,” “we,” “our,” or “us”).

By accessing our website or using our software, you agree to these Terms. If you do not agree, you should not use our website or products.

1. Use of Website

You may use our website for lawful purposes only. You agree not to:

• Use the website in any way that violates applicable laws
• Attempt to gain unauthorized access to our systems
• Interfere with website functionality or security
• Transmit malicious software or harmful code

We reserve the right to restrict or terminate access for violations of these Terms.

2. Software License

All software provided by Virtual Holding Resources is licensed, not sold.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to install and use our software for personal or internal business use.

You may not:

• Reverse engineer, decompile, or disassemble the software
• Modify, redistribute, sublicense, or resell the software
• Remove proprietary notices or branding
• Use the software in violation of applicable laws

All intellectual property rights remain the sole property of Virtual Holding Resources LLC.

3. Payments and Purchases

If you purchase software or services, you agree to provide accurate billing information.

All fees are stated in the applicable currency at the time of purchase. Unless otherwise stated, payments are non-refundable.

We reserve the right to modify pricing at any time.

4. Intellectual Property

All content on this website, including logos, branding, software, text, graphics, and design elements, is owned by or licensed to Virtual Holding Resources LLC and is protected by applicable intellectual property laws.

You may not reproduce or distribute any content without written permission.

5. Disclaimer of Warranties

Our website and software are provided “as is” and “as available” without warranties of any kind, whether express or implied.

We do not guarantee that:

• The website will be uninterrupted or error-free
• The software will meet all user requirements
• The software will be free of bugs or defects

Use of our products is at your own risk.

6. Limitation of Liability

To the maximum extent permitted by law, Virtual Holding Resources LLC shall not be liable for any indirect, incidental, consequential, or special damages arising from the use of our website or software.

Our total liability for any claim shall not exceed the amount paid by you for the product giving rise to the claim.

7. Termination

We may suspend or terminate access to our website or software at our discretion if you violate these Terms.

Upon termination, your right to use the software immediately ceases.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their content, policies, or practices.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the jurisdiction in which Virtual Holding Resources LLC is registered, without regard to conflict of law principles.

10. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of our website or software after changes are posted constitutes acceptance of the revised Terms.

11. Contact Information

If you have questions regarding these Terms, please contact:

Virtual Holding Resources LLC
Email: cdunlop@vhrtools.com